What we built in Q1

Collateral risk comes from data you can't verify. The firms with an edge in asset-backed finance don't compromise on data integrity. Here's what we built in Q1 to support them.

DILIGENCE

Setpoint now covers every residential mortgage product

Residential real estate capital providers and issuers can now bring all their diligence to Setpoint, across business-purpose and consumer real estate loans, with rating agency-approved processes throughout. How we got here:

We acquired inTENT Fulfillment. The addition brings decades of residential mortgage and home equity expertise, with rating agency approvals across 12+ asset classes from Morningstar DBRS, KBRA, Moody's, Fitch Ratings, and S&P Global.

Setpoint now runs consumer diligence end to end: tape parsing through final report, across product types. Rating agency reports generate directly from the platform. A ComplianceEase integration cuts review turnaround.

Learn more about our expanded capabilities.

Faster, more accurate AI-powered due diligence

Setpoint's domain experts now work with purpose-built OCR and AI tools. Automated classification routes documents; continuous QC catches issues before they reach the reviewer. Diligence reports come back faster and more rigorously reviewed.

We would love to walk you through how it works.

VERIFICATION AGENT

Complete collateral integrity, from data tape to cash reconciliation

Setpoint's Verification Agent covers the full collateral integrity stack. Purpose-built technology verifies borrower data against source documents, confirms assets are exclusively pledged across facilities, and reconciles reported collections against actual cash movement.

Paired with PledgeCheck, capital providers get complete collateral integrity in one platform: document-to-tape verification through cash reconciliation.

Reach out if you want to learn more.

COMING SOON

Better tools to manage your capital

Asset Allocator is a new allocation engine for borrowers managing capital across multiple facilities. Set eligibility criteria, concentration limits, and advance rates. Run scenarios in minutes to see how changes affect your portfolio.

Plus: new participant views and enhanced portfolio intelligence tools are on the way.

Stay tuned for more.

Want to see any of this in action? Book time with our team.